Our acquisition and refinance repayment loans are now offered for terms up to
Rates – At present variable rates in France (and throughout the Euro zone) are about 2% cheaper than sterling rates and have been so for the last few years. Mortgage types – Interest Only is now quite common in the UK but is rare in France, where... >> read all
Rather than work on an income multiplier, most French lenders calculate financial commitments (loans and rent) including the requested mortgage, as a percentage of stable net pre-tax income (not gross income). As a general rule the ratio should not... >> read all
In many instances acquiring a mortgage is a prime consideration when buying a property in France. You may think that organising your mortgage through your local bank may be the easiest option, but it is definitely worthwhile considering the advantages... >> read all
Most lenders providing a dedicated service for non resident buyers in France only grant mortgages for residential properties (main or second homes). These may be used sometimes for holiday lettings but the underwriting is based on sustainable... >> read all
The monthly payments of your mortgage will be debited from your French bank account.In addition to your mortgage payments, you may have other costs in France such as utility bills or taxes. To make your life easier, we have negotiated preferential... >> read all
CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.