Our Service Plus 

To personalise our loans even further, making them safer and more flexible, we at BNP Paribas International Buyers have come up with a whole range of advantages, our "Service Plus". Innovative and often exclusive to us, these advantages enhance the basic characteristics of each loan so that it meets your individual needs even better.

Total deferred repayment Lighten your monthly outgoings and pay only the insurance fee (more...)

If you’ve decided to have a property built for example, this option means that your monthly repayment only consists in paying the insurance fee meaning that you will not have to start paying back the loan until you have taken possession of your new property. Deferment can be from 1 to 36 months. Only available under certain conditions.

Partial deferred repayment Adjust your budget by paying only the insurance fee and interest (more...)

Your monthly repayment consists in paying the insurance fee and the interest on the loan thus lightening your outgoings for example, during a building or renovation period. Deferment can be from 1 to 36 months. Only available under certain conditions.

Opening an account in France Make life simpler by opening your own French bank account (more...)

As a BNP Paribas International Buyers client, our mother-company BNP Paribas offers you the possibility of opening a bank account at distance at no extra charge. It will include all the usual banking services ; current account with credit card, insurance, on-line connections.

Money Transfers Facilitate bank transfers and benefit from competitive exchange rates (more...)

An agreement has been made with Moneycorp, a leading UK foreign exchange company to provide you with a complete range of cost effective services that will enable you to transfer funds regularly from your UK bank account to your account in France at competitive foreign exchange rates and with no transfer conditions.

Move to fixed rate whenever you want Change from variable to fixed rate? You decide (more...)

This option enables the client to switch, at any time, from a mortgage with a variable interest rate to one with a classic interest rate for the remaining term of the loan.

Choose the date of your monthly repayment Coincide the date of your monthly repayment with the date you receive your income (more...)

Between the 1st and the 30th of each month, it’s up to you to choose the date that suits you best and, what’s more, you can change it throughout the duration of the loan

Mortgage Holidays Need to take a break? We have the solution (more...)

These breaks allow you to defer one monthly repayment in order to help you deal with unexpected expenses. With BNP Paribas International Buyers you benefit from 5 mortgage holidays during the whole life of your loan. You can postpone one monthly repayment at your disposal from the second year of your loan providing that there is 12 month period between each request.

Early Capital Repayment Start paying back capital early, whenever you want, even several times a year, without being penalised as regards some products. (more...)

Capital repayments are possible at any time providing they are in minimum amounts of 10% of the original sum of capital borrowed. Conditions are indicated in the mortgage contract.

Mortgage transfer Buying another property? Make life simpler and transfer your mortgage (more...)

Of course it is possible to transfer your mortgage to another French property if you decide to sell the existing one yet maintain the mortgage on your new acquisition.

Information in French, English, Dutch and Italian We think of everything! (more...)

To make things even easier, our information packs are available in French, English, Dutch and Italian.

Mortgage conditions A few facts and figures, ask our bilingual mortgage advisers for further information (more...)

These depend on the option you choose. Fixed/variable rate/ pay at the end mortgages. The currency used is the Euro, the minimum loan being 50,000 € over 7 to 30 years, BNP Paribas International Buyers naturally has the first legal charge on the property.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.
 

BNP Paribas International Buyers is a business line of BNP Paribas Personal Finance.
BNP Paribas Personal Finance - Credit institution – Société Anonyme incorporated under French law with a share capital of 453 225 976 euros - 542 097 902 RCS Paris -
Head office: 1 bd Haussmann, 75009 PARIS Insurance Intermediary (N° ORIAS : 07 023 128) Insurer(s): Cardif Assurances