You are here: BNP Paribas International Buyers > Our Solutions > Special 2 or 5 Year Mortgage
Special 2 or 5 Year Mortgage 

 Special 2 or 5 Year Mortgage 

 

A flexible yet secure option for all types of acquisition, old and new as well as refinancing. Particularly attractive for those who hesitate on taking out anything other than a traditional fixed rate mortgage.
The interest rate remains fixed for 2 or 5 years then becomes variable but with constant instalments(*). If the rate fluctuates the term of the loan may be affected.

Plus point

  • You can borrow up to 85% of the property value.
  • You can make early capital repayments at any time(*).
  • The term of this mortgage is up to 30 years.

Advantages:

  • A smart new solution that combines the security of a fixed rate with the flexibility of an adjustable rate. No surprises, your monthly repayment remains constant.
  • This offer aims to ensure that you have the best market rate available. This enables you to be reactive if your personal circumstances change or if there is a reversal in market trends.
  • As soon as you sign your mortgage contract you will know the amount of your monthly repayments to be paid after the first 2 or 5 years of the loan.
  • A deferred payment period is possible up to 36 months

BNP Paribas International Buyers - Our Difference:

  • You can borrow up to 85% of the property value.
  • You can make early capital repayments at any time.(*)
  • You have the possibility to convert this offer into a classic fixed rate mortgage for the remaining term whenever you want.

What our clients say…

“To finance our project of buying a property in France, we looked for a solution that combined security with flexibility. After meeting with our BNP Paribas International Buyers bilingual personal mortgage advisor we discovered an ideal solution – a fixed rate mortgage, with options enabling us to change to a variable rate after 2 or 5 years or revert back to a fixed rate at anytime after ensuring long term security! It really gives us the best of both worlds!”

Kieran and Gillian Nagle - Lille



(*) Subject to conditions. Please contact your Mortgage Adviser for further information.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.
 

BNP Paribas International Buyers is a business line of BNP Paribas Personal Finance.
BNP Paribas Personal Finance - Credit institution – Société Anonyme incorporated under French law with a share capital of 453 225 976 euros - 542 097 902 RCS Paris -
Head office: 1 bd Haussmann, 75009 PARIS Insurance Intermediary (N° ORIAS : 07 023 128) Insurer(s): Cardif Assurances